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  2. Short-term vs. long-term goals: Best savings strategies to ...

    www.aol.com/finance/short-term-vs-long-term...

    Short-term goals. Long-term goals. Vacation. Retirement. Down payment for a car or house. Opening a business. Deposit for a new apartment. Paying for a child’s education

  3. What to do when your CD matures: Taking advantage of your ...

    www.aol.com/finance/what-to-do-when-cd-matures...

    Here's happens when a CD matures — and your 3 main options. ... once a CD matures if your goal is long-term ... getting the best return for your savings. Consider short vs. long terms. ...

  4. Saving vs. investing: Which strategy works best for growing ...

    www.aol.com/finance/saving-vs-investing...

    3 smart savings options for steady returns. ... Emergency funds and short-term needs. Long-term growth. Let’s break down these key differences. With savings accounts, your money stays protected ...

  5. Delayed gratification - Wikipedia

    en.wikipedia.org/wiki/Delayed_gratification

    To shed insight on the tradeoff between short- and long-term gains, therapists might also help individuals construct a pro-con list of a certain behavior, with sections for short-term and long-term outcomes. [22] For maladaptive coping behaviors such as self-injury, substance use or avoidance, there are generally no long-term pros.

  6. How to save for a home down payment when rates are falling - AOL

    www.aol.com/finance/save-home-down-payment-rates...

    “The money you’re going to need in the next few years needs to be in safe-haven investments such as high-yield savings accounts, short-term CDs and high-quality short-term and medium-term ...

  7. Chunking (psychology) - Wikipedia

    en.wikipedia.org/wiki/Chunking_(psychology)

    A modality effect is present in chunking. That is, the mechanism used to convey the list of items to the individual affects how much "chunking" occurs. Experimentally, it has been found that auditory presentation results in a larger amount of grouping in the responses of individuals than visual presentation does. Previous literature, such as George Miller's The Magical Number Seven, Plus or ...

  8. Stock market crash - Wikipedia

    en.wikipedia.org/wiki/Stock_market_crash

    Stock price graph illustrating the 2020 stock market crash, showing a sharp drop in stock price, followed by a recovery. A stock market crash is a sudden dramatic decline of stock prices across a major cross-section of a stock market, resulting in a significant loss of paper wealth.

  9. No-penalty CD vs. savings account: How to match your ... - AOL

    www.aol.com/finance/no-penalty-cd-vs-savings...

    A savings account is an interest-earning bank account designed to help you store and grow your money. It’s great for short-term goals, emergency funds or savings you might need to access quickly ...