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2. Credit Card Application Denied? Here's How to Get Approved ...

   www.aol.com/credit-card-application-denied-heres...

   Being rejected for a new credit card stings -- but shake it off. Discover a few tips to ensure a card issuer says yes to you on your next application.

3. How to apply for a credit card and get approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   1. Know your credit score and what it means. Your credit score is a three-digit number representing your credit health that issuers use to determine your creditworthiness or how likely you are to ...

4. What does it mean when your credit card application is ... - AOL

   www.aol.com/finance/does-mean-credit-card...

   A bank or lender will quickly examine your credit score and credit history before deciding whether to issue you an instant approval credit card. Some instant approval credit cards are conditional ...

5. How To Apply For a Credit Card and Get Approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.

6. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

7. OneUnited Bank - Wikipedia

   en.wikipedia.org/wiki/OneUnited_Bank

   OneUnited Bank is an African-American-owned and managed Massachusetts-chartered trust company headquartered in Boston, Massachusetts.It is also registered by the Federal Deposit Insurance Corporation (FDIC), and certified as a community development financial institution (CDFI) by the United States Department of Treasury.