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  2. What is accident forgiveness? - AOL

    www.aol.com/finance/accident-forgiveness...

    Is accident forgiveness worth having? Accident forgiveness may be worth adding to your policy, even if there is a cost involved. If you are generally a safe driver and rarely, if ever, file claims ...

  3. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    Many insurers offer accident forgiveness. What this means exactly varies from insurer to insurer, but in general, it means your rates won’t go up after your first at-fault accident ...

  4. 7 Steps to take after a car accident - AOL

    www.aol.com/finance/7-steps-car-accident...

    Having options like accident forgiveness on your policy may shield your rate from an increase, but the coverage has to be in place prior to an at-fault accident. Each insurance company weighs ...

  5. Act of God - Wikipedia

    en.wikipedia.org/wiki/Act_of_God

    In legal usage in the English-speaking world, an act of God, act of nature, or damnum fatale ("loss arising from inevitable accident") is an event caused by no direct human action (e.g. severe or extreme weather and other natural disasters) for which individual persons are not responsible and cannot be held legally liable for loss of life, injury, or property damage.

  6. Guilt (emotion) - Wikipedia

    en.wikipedia.org/wiki/Guilt_(emotion)

    In what Christians call the "Old Testament", Christians believe the Bible teaches that, through sacrifice, one's sins can be forgiven (Judaism categorically rejects this idea, holding that forgiveness of sin is exclusively through repentance, and the role of sacrifices was for atonement of sins committed by accident or ignorance [47]).

  7. What are the different types of car insurance coverage? - AOL

    www.aol.com/finance/different-types-car...

    Accident forgiveness coverage may not be offered by every insurance provider or be available in every state. Some carriers allow any eligible policyholder to purchase accident forgiveness coverage ...

  8. Moral injury - Wikipedia

    en.wikipedia.org/wiki/Moral_injury

    A moral injury is an injury to an individual's moral conscience and values resulting from an act of perceived moral transgression on the part of themselves or others. [1] It produces profound feelings of guilt or shame, [1] moral disorientation, and societal alienation. [2]

  9. Does auto insurance follow the car or the person?

    www.aol.com/finance/does-auto-insurance-car...

    This could result in an increase in your premium rate, unless you have accident forgiveness as an endorsement on your policy, in some cases. Any accident—no matter who is driving your vehicle ...