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69. Location. Carson City, NV, USA. May 4, 2022. #1. We all know how excessive the rules are about what counts as "Commercial" operation in the drone realm. Using your own drone to inspect your own roof counts as commercial. But I wanted to get my new FPV insured (the DJI policy is way too expensive), so I checked with the local State Farm agent.
Riverside, CA. Sep 9, 2020. #20. Ron Caballero CAP said: Drone insurance with State Farm or any other carrier is a"personal property" polivy (floater). It cvovers damage to by any cause and loss of the drone. Liability insurance is provided by your Homeowners or Renters policy and any umbrella policey you may carry.
My personal experience with State Farm for the last 3 years has been nothing but positive. I filed my first claim earlier this year, for another item (a lot more expensive than Mavic 3) covered in the same policy, received the full reimbursement check by mail in a week.
Go with a 3rd Party like State Farm Drone Insurance and you're covered all around with all the DJI hassles. Probably cheaper than DJI as well. If anyone can get a 3rd party insurance, WHY would you get the more expensive and less covered DJI Refresh?
DJI Care Refresh only supports aircraft purchased from official or authorized channels, and its benefits are only eligible in the region where it was purchased." So if you are buying used from an individual you cannot get Refresh. You don't mention where you live, but in the states you could try State Farm.
Nov 27, 2021. #8. tlswift58 said: Check out State Farm. Most "replacement coverage" by Amazon and others may be higher priced and less coverage than the SF package. SF is about $65-$75 a year and covers A-Z, including theft. That will not be covered in Refresh or probably any other "replacement coverage" policy.
The DJI is fine, but as cheap as State Farm typically is; no reason to spend more for insurance than you have to and DJI is usually more. I never used my "Refresh" I had on my Air2 - but had it before finding State Farm and a few others had drone insurance. Sadly, my carrier - USAA - does not offer it and won't cover under homeowners / etc.
Seattle, WA. Nov 9, 2021. #3. SkywalkerFeng said: So Best buy protection plan charges you $99 for every repair claim. And it does not cover fly away (e.g., drone lost to the sea). I would ditch both Best Buy and DJI's plan, and go for State Farm drone insurance. For $79/year, your Mavic 3 is covered for all damage scenario (including fly away ...
It's about $100 a year. You can then take it wherever you want to and know that it's covered if lost in transit or destroyed by you on vacation in another country. I really dont think youll find a month's worth of insurance on a $2k drone for cheap in any way. However, the State Farm gig is quite reasonable.
Mar 3, 2017. #1. I just got my Mavic the State Farm $60 Personal Articles Policy, so I should be good with that. However I was wondering if anyone thinks that it may be worthwhile getting a membership of the Academy of Model Aeronautics (Academy of Model Aeronautics), just to take advantage of their enhanced insurance options; $2,500,000 ...