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  2. Settlement date - Wikipedia

    en.wikipedia.org/wiki/Settlement_date

    For example, when settling a share transaction on the London Stock Exchange, this is set at trade date + 2 business days. [1] In the United States, the transfer period was changed from 3 to 2 days in 2017 and to 1 day in 2024. [2] It is not necessarily the same as value date (when the settlement amount is calculated).

  3. Mortgage and refinance rates for Feb. 5, 2025: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, refinance rates and more — including up-to-date rate news.

  4. Foreign exchange date conventions - Wikipedia

    en.wikipedia.org/wiki/Foreign_exchange_date...

    The spot date is day T+1 if the currency pair [1] is USD/CAD, USD/TRY, USD/PHP or USD/RUB. In this case, T+1 must be a business day and not a US holiday. If an unacceptable day is encountered, move forward one day and test again until an acceptable date is found. The spot date is day T+2 otherwise. The calculation of T+2 must be done by ...

  5. Refinance rates for Monday, February 3, 2025 - AOL

    www.aol.com/finance/mortgage-and-refinance-rates...

    Average mortgage rates open the week with continued declines as of Monday, February 3, 2025, pushing the 30-year benchmark under 7.00%. The Federal Reserve's first meeting of the year concluded ...

  6. Settlement (finance) - Wikipedia

    en.wikipedia.org/wiki/Settlement_(finance)

    Two-day settlement has been the convention in the off-exchange foreign exchange market well before exchanges moved to this convention. Government securities, stock options, and options on futures contracts settle on the next business day following the trade or T+1. Futures contracts themselves settle the day of the trade.

  7. Mortgage and refinance rates for Jan. 30, 2025: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    Average mortgage rates are lower as of Thursday, January 30, 2025, a day after the Federal Reserve announced it was keeping benchmark interest rates unchanged at a range of 4.25% to 4.50% — the ...

  8. Spot market - Wikipedia

    en.wikipedia.org/wiki/Spot_market

    In a spot market, settlement normally happens in T+2 working days, i.e., delivery of cash and commodity must be done after two working days of the trade date. [1] A spot market can be through an exchange or over-the-counter (OTC). Spot markets can operate wherever the infrastructure exists to conduct the transaction.

  9. Foreign exchange spot - Wikipedia

    en.wikipedia.org/wiki/Foreign_exchange_spot

    The exchange rate at which the transaction is done is called the spot exchange rate. As of 2010, the average daily turnover of global FX spot transactions reached nearly US$1.5 trillion, counting 37.4% of all foreign exchange transactions. [1] FX spot transactions increased by 38% to US$2.0 trillion from April 2010 to April 2013. [2]

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