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  2. Mortgage and refinance rates for Feb. 5, 2025: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    The current average interest rate for a 30-year fixed mortgage is 6.95% for purchase and 6.95% for refinance — down 6 basis points from 7.01% for purchase and 7 basis points from 7.02% for ...

  3. Mortgage and refinance rates for Feb. 4, 2025: Average 30 ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, refinance rates and more — including up-to-date rate news.

  4. Official cash rate - Wikipedia

    en.wikipedia.org/wiki/Official_Cash_Rate

    The official cash rate (OCR) is the term used in Australia and New Zealand for the bank rate and is the rate of interest which the central bank charges on overnight loans between commercial banks. This allows the Reserve Bank of Australia and the Reserve Bank of New Zealand to adjust the interest rates that apply in each country's economy.

  5. Settlement date - Wikipedia

    en.wikipedia.org/wiki/Settlement_date

    Settlement date is a securities industry term describing the date on which a trade (bonds, equities, foreign exchange, commodities, etc.) settles.That is, the actual day on which transfer of cash or assets is completed and is usually a few days after the trade was done.

  6. Swap (finance) - Wikipedia

    en.wikipedia.org/wiki/Swap_(finance)

    A quanto swap is a cash-settled, cross-currency interest rate swap in which one counterparty pays a foreign interest rate to the other, but the notional amount is in domestic currency. The second party may be paying a fixed or floating rate.

  7. Refinance rates for Monday, February 3, 2025 - AOL

    www.aol.com/finance/mortgage-and-refinance-rates...

    Average mortgage rates open the week with continued declines as of Monday, February 3, 2025, pushing the 30-year benchmark under 7.00%. The Federal Reserve's first meeting of the year concluded ...

  8. Mortgage and refinance rates for Jan. 30, 2025: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    Average mortgage rates are lower as of Thursday, January 30, 2025, a day after the Federal Reserve announced it was keeping benchmark interest rates unchanged at a range of 4.25% to 4.50% — the ...

  9. Spot market - Wikipedia

    en.wikipedia.org/wiki/Spot_market

    In a spot market, settlement normally happens in T+2 working days, i.e., delivery of cash and commodity must be done after two working days of the trade date. [1] A spot market can be through an exchange or over-the-counter (OTC). Spot markets can operate wherever the infrastructure exists to conduct the transaction.