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2. ‘Discount Points’ Could Lower Your Mortgage Payment ... - AOL

   www.aol.com/finance/discount-points-could-lower...

   “What you are doing is prepaying mortgage interest in order to save money over the life of your loan,” Grosso said. If you’re buying a $500,000 mortgage at a 7% interest rate, one discount ...

3. Mortgage loan originators: What are they and what do ... - AOL

   www.aol.com/finance/mortgage-loan-originators...

   A mortgage origination fee is a lender’s charge you pay at closing to cover the cost of initiating, processing and funding your home loan. In general, you can expect the origination fee to range ...

4. Zillow to offer a 1% down payment loan program - AOL

   www.aol.com/zillow-offer-1-down-payment...

   For the Zillow program, by reducing the down payment burden to 1%, a home buyer looking to purchase a $275,000 home in Phoenix who makes 80% of their area’s median income and saves 5% of their ...

5. Loan officer - Wikipedia

   en.wikipedia.org/wiki/Loan_officer

   Loan officers evaluate, authorize, or recommend approval of loan applications for people and businesses. [1] Most loan officers are employed by commercial banks, credit unions, mortgage companies, and related financial institutions. Mortgage loan officers must be licensed. [1]

6. Zillow - Wikipedia

   en.wikipedia.org/wiki/Zillow

   Zillow Group, Inc., or simply Zillow, is an American tech real-estate marketplace company that was founded in 2006 [4] by co-executive chairmen Rich Barton [5] and Lloyd Frink, former Microsoft executives and founders of Microsoft spin-off Expedia; Spencer Rascoff, a co-founder of Hotwire.com; David Beitel, Zillow's current chief technology officer; and Kristin Acker, Zillow's current ...

7. Mortgage origination - Wikipedia

   en.wikipedia.org/wiki/Mortgage_origination

   A mortgage loan is a loan in which property or real estate is used as collateral. During this process, borrowers must submit various types of financial information and documentation to a mortgage lender, including tax returns, payment history, credit card information and bank balances. Mortgage lenders use this information to determine the type ...

8. This strategy for getting a 5% mortgage isn't going away ...

   www.aol.com/finance/strategy-getting-5-mortgage...

   Even though mortgage rates haven’t dropped below 6% this year, nearly half of recent homebuyers have managed to snag an interest rate below 5%, real estate marketplace Zillow found in October.

9. Correspondent lender - Wikipedia

   en.wikipedia.org/wiki/Correspondent_lender

   The initial loan is usually made in the name of the correspondent lender, and then after closing, the loan is either sold to a larger primary lender or on the secondary mortgage market. [2] Many smaller credit unions make home loans as correspondents, selling the loan once the mortgage is complete. Some banks act like as correspondents, making ...