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  2. How to Apply for an Auto Loan

    www.aol.com/apply-auto-loan-172000152.html

    Need help? Call us! 800-290-4726 Login / Join. Mail

  3. 10 Things To Do Before Applying for a Car Loan - AOL

    www.aol.com/things-applying-car-loan-174920645.html

    As Levi said, “Being prepared before applying for a car loan can help buyers secure a favorable financing option, reducing the overall cost of ownership and ensuring a stress-free car buying ...

  4. Best Credit Unions for Car Loans of 2024 - AOL

    www.aol.com/best-credit-unions-car-loans...

    Credit unions often provide more favorable auto loan rates compared to banks or dealerships, making them a smart choice for car financing. Their not-for-profit structure allows for lower rates and...

  5. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    In a direct auto loan, a bank lends the money directly to a consumer. In an indirect auto loan, a car dealership (or a connected company) acts as an intermediary between the bank or financial institution and the consumer. Other forms of secured loans include loans against securities – such as shares, mutual funds, bonds, etc. This particular ...

  6. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    The borrower then pays off the financial institution the same as for a direct loan. [citation needed] Typically, the indirect auto lender will set an interest rate, known as the "buy rate". The auto dealer then adds a markup to that rate, and presents the result to the customer as the "contract rate".

  7. Loan origination - Wikipedia

    en.wikipedia.org/wiki/Loan_origination

    Loan origination is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application up to disbursal of funds (or declining the application). For mortgages, there is a specific mortgage origination process.

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