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The University of Pittsburgh Medical Center defines a pre-existing condition as a "medical condition that occurred before a program of health benefits went into effect". [1] J. James Rohack, president of the American Medical Association , has stated on a Fox News Sunday interview that exclusions, based upon these conditions, function as a form ...
Underwriting is the process that a health insurer uses to weigh potential health risks in its pool of insured people against potential costs of providing coverage. To search the medical underwriting, an insurer asks people who apply for coverage (typically people applying for individual or family coverage) about pre-existing medical conditions.
All ACA marketplace plans are required to cover pre-existing conditions and cannot have lifetime limits on medical spending. Plans tend to cost between $300 and $800 per month.
Healthcare rationing in the United States exists in various forms. Access to private health insurance is rationed on price and ability to pay. Those unable to afford a health insurance policy are unable to acquire a private plan except by employer-provided and other job-attached coverage, and insurance companies sometimes pre-screen applicants for pre-existing medical conditions.
Medicare Part B covers medically necessary services to diagnose or treat an existing medical condition, including doctor’s visits, chiropractors, and some preventive services.
A pre-existing condition is any medical condition you had before you signed up for insurance coverage. ... as well as forms of identification ... According to the Centers for Medicare and Medicaid ...
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