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  2. Electronic Money Institution - Wikipedia

    en.wikipedia.org/wiki/Electronic_Money_Institution

    In the European Union, an Electronic Money Institution can be licensed in any country member but can act and provide services in all EU and EEA countries. [6] The legal basis for e-money issuance in the European Union is covered by EU Directive 2009/110/EC, on the taking up, pursuit and prudential supervision of the business of electronic money institutions establishes, issued by the European ...

  3. Virtual currency law in the United States - Wikipedia

    en.wikipedia.org/wiki/Virtual_currency_law_in...

    [4] Although, electronic payment systems have been part of American life since at least 1871 when Western Union "introduced money transfer" through the telegraph [5] and in 1914 "introduced the first consumer charge-card", virtual currencies differ from these digital payment structures because unlike traditional digital transfers of value ...

  4. Digital currency - Wikipedia

    en.wikipedia.org/wiki/Digital_currency

    Digital currency can be denominated to a sovereign currency and issued by the issuer responsible to redeem digital money for cash. In that case, digital currency represents electronic money (e-money). Digital currency denominated in its own units of value or with decentralized or automatic issuance will be considered as a virtual currency.

  5. E-Money Directive - Wikipedia

    en.wikipedia.org/wiki/E-Money_Directive

    The E-Money Directive or the electronic money directive (2009/110/EC, originally 2000/46/EC) regulates electronic payment systems in the European Union.The aim is to enable new and secure electronic money services and to foster effective competition between all market participants.

  6. Elrond Network Acquires Payments Firm Twispay, Wins E-Money ...

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  7. Electronic Money Association - Wikipedia

    en.wikipedia.org/wiki/Electronic_Money_Association

    The Electronic Money Association (EMA) is the trade body for electronic money issuers and innovative payment service providers including payment institutions, banks, and payment schemes. [1] It provides members with a forum to share their experiences and expertise around issues that impact new means of payment.

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  9. Ecash - Wikipedia

    en.wikipedia.org/wiki/Ecash

    Chaum started the company DigiCash in 1989 with "ecash" as its trademark. He raised $10 million from David Marquardt and by 1997 Nicholas Negroponte was its chairman. [4] Yet, in the United States, only one bank — the Mark Twain bank in Saint Louis, MO — implemented ecash, testing it as micropayment system; [5] Similar to credit cards, the system was free to purchasers, while merchants ...