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  2. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    Understand the fee structure of the debt settlement company, including any upfront costs, monthly service charges and contingency fees based on the amount of debt settled. Reputable companies ...

  3. How to spot debt collection scams: 8 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    Here’s how to find out if a debt collector is legit. Key takeaways. Scammers use texts, calls, emails and letters to create a false sense of urgency about debt repayment.

  4. How to settle credit card debt - AOL

    www.aol.com/finance/settle-credit-card-debt...

    Begin by reaching out to your state attorney general’s office and local consumer protection agency to identify reputable and reliable debt settlement companies. Many debt settlement services ...

  5. ACA International - Wikipedia

    en.wikipedia.org/wiki/ACA_International

    ACA International is a trade group located in the United States representing debt collection agencies, creditors, debt buyers, collection attorneys, and debt collection industry service providers. ACA International is based in Minneapolis and Washington, D.C. with members located throughout the U.S. and more than 60 other countries. The ...

  6. Do I have to pay off credit card debt that’s been sold to a ...

    www.aol.com/finance/pay-off-credit-card-debt...

    When you fail to repay credit card balances you owe, those unpaid debts are eventually sold to third-party debt collection agencies. This means you no longer owe the credit card company for the ...

  7. Debt collection - Wikipedia

    en.wikipedia.org/wiki/Debt_collection

    A debt collection bureau in Minnesota. Debt collection or cash collection is the process of pursuing payments of money or other agreed-upon value owed to a creditor. The debtors may be individuals or businesses. An organization that specializes in debt collection is known as a collection agency or debt collector. [1]

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