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  2. Predatory lending - Wikipedia

    en.wikipedia.org/wiki/Predatory_lending

    Predatory lending refers to unethical practices conducted by lending organizations during a loan origination process that are unfair, deceptive, or fraudulent. While there are no internationally agreed legal definitions for predatory lending, a 2006 audit report from the office of inspector general of the US Federal Deposit Insurance Corporation (FDIC) broadly defines predatory lending as ...

  3. Equity stripping - Wikipedia

    en.wikipedia.org/wiki/Equity_stripping

    Subprime loans targeted at vulnerable and unsophisticated homeowners often lead to foreclosure, and those victims more often fall to equity stripping scams. [2] Additionally, some do consider equity stripping, in essence, a form of predatory lending since the scam works essentially like a high-cost and risky refinancing.

  4. Real-estate bubble - Wikipedia

    en.wikipedia.org/wiki/Real-estate_bubble

    A real-estate bubble or property bubble (or housing bubble for residential markets) is a type of economic bubble that occurs periodically in local or global real estate markets, and it typically follows a land boom or reduce interest rates. [1]

  5. How Do Hard Money Loans Work? Here’s What Real Estate ... - AOL

    www.aol.com/hard-money-loans-real-estate...

    At closing, the borrower repays the $170,000 loan and pays $6,250 in broker fees for the buyer’s real estate broker and is left with $73,750 in sale proceeds. The borrower’s total out-of ...

  6. Causes of the 2000s United States housing bubble - Wikipedia

    en.wikipedia.org/wiki/Causes_of_the_2000s_United...

    Business journalist Kimberly Amadeo reports: "The first signs of decline in residential real estate occurred in 2006. Three years later, commercial real estate started feeling the effects. [36] Denice A. Gierach, a real estate attorney and CPA, wrote: most of the commercial real estate loans were good loans destroyed by a really bad economy.

  7. Tacking (law) - Wikipedia

    en.wikipedia.org/wiki/Tacking_(law)

    Tacking the legal estate refers to the holder of an equitable mortgage getting better security by obtaining legal title to the security (whether by way of mortgage or otherwise). [1] Usually this is prompted by their discovery, after they took their security, that there is an earlier equitable mortgage over the same asset.

  8. Term loan - Wikipedia

    en.wikipedia.org/wiki/Term_loan

    A term loan is a monetary loan that is repaid in regular payments over a set period of time. Term loans usually last between one and ten years, but may last as long as 30 years. A term loan involves paying interest with the interest amount being added to the amount that needs to

  9. Housing bubble - Wikipedia

    en.wikipedia.org/wiki/Housing_bubble

    An increase above the long term average indicates that the market may be overvalued (Finocchinaro, Nilsson, Nyberg, & Soultanaeva, 2011). [19] Housing prices vs. interest rates. If interest rates increase it will be more expensive to own a piece of real estate and to compensate for the higher user cost it can be expected that the price will drop.