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2. How to sell your life insurance policy

   www.aol.com/finance/sell-life-insurance-policy...

   Life expectancy. Minimum payout as % of face value (minus outstanding loans) Less than 6 months. 80%. 6 months to less than 12 months. 70%. 12 months to less than 18 months

3. Can I convert my term life insurance to whole life insurance?

   www.aol.com/finance/convert-term-life-insurance...

   With term life insurance, the policyholder chooses a period during which their policy is active — usually somewhere between 10 and 30 years. The policyholder pays premiums until the end of the term.

4. Cash value - Wikipedia

   en.wikipedia.org/wiki/Cash_value

   The determination of the cash value, both the base amount and the applicable surrender charge, in the contract can be explicit by determining the value for each surrender date (guaranteed cash values), by referring to the value of specific investments or subject to the discretion of the insurance company, which is often executed to bring cash values in line with values of the investments of ...

5. Repurchase agreement - Wikipedia

   en.wikipedia.org/wiki/Repurchase_agreement

   A repurchase agreement, also known as a repo, RP, or sale and repurchase agreement, is a form of short-term borrowing, mainly in government securities.The dealer sells the underlying security to investors and, by agreement between the two parties, buys them back shortly afterwards, usually the following day, at a slightly higher price.

6. Actuarial present value - Wikipedia

   en.wikipedia.org/wiki/Actuarial_present_value

   The actuarial present value (APV) is the expected value of the present value of a contingent cash flow stream (i.e. a series of payments which may or may not be made). Actuarial present values are typically calculated for the benefit-payment or series of payments associated with life insurance and life annuities. The probability of a future ...

7. Term vs. Whole Life Insurance: What’s the Difference?

   www.aol.com/term-vs-whole-life-insurance...

   Universal life insurance is a permanent policy that provides permanent coverage and builds cash value. Like whole life insurance, it offers both a death benefit and a cash value component based on ...

8. Term life insurance - Wikipedia

   en.wikipedia.org/wiki/Term_life_insurance

   Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.

9. How To Use Life Insurance for Retirement - AOL

   www.aol.com/life-insurance-retirement-174227196.html

   These are some of the benefits of a life insurance policy during retirement: Supplemental Retirement Income. Whole and universal life insurance policies accrue cash value over time. This cash ...