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  2. Bad credit loans: 5 risks to be aware of before getting one - AOL

    www.aol.com/finance/bad-credit-loans-5-risks...

    Loans for bad credit often come with high rates and fees. Watch out for lenders that contact you consistently, promise approval or charge rates above 35.99 percent, they're likely a scam.

  3. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these can be both false and misleading. Follow 5 steps to fix your credit without spending a ...

  4. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...

  5. Credit Repair Organizations Act - Wikipedia

    en.wikipedia.org/wiki/Credit_Repair...

    The US Credit Repair Organizations Act ("CROA") is Title IV of the Consumer Credit Protection Act. Despite its name, it is not actually an act; Section 401 states, however, it can be referred to as "Credit Repair Organizations Act". The statute was signed by President Bill Clinton on September 30, 1996. [1]

  6. Charge-off - Wikipedia

    en.wikipedia.org/wiki/Charge-off

    A charge-off is one of the most adverse factors that can be listed on a credit report. [2] It will then be listed as such on the debtor's credit bureau reports (Equifax, for instance, lists "R9" in the "status" column to denote a charge-off.) The item will include relevant dates, and the amount of the bad debt. [3]

  7. Pros and cons of credit repair: What to know before you start

    www.aol.com/finance/pros-cons-credit-repair-know...

    Approach. Strategy. Steps. Debt snowball. Start by paying off the smallest debt first, then work up your list of debts. List all of your debts from smallest to largest.

  8. How to compare credit repair companies & alternatives ... - AOL

    www.aol.com/finance/choose-credit-repair-company...

    If you decide to move forward, expect a monthly fee of $50 to $150. Fees vary by credit repair company and the level of services provided. Cancellation policy. Credit repair can take three to six ...

  9. Backup battery - Wikipedia

    en.wikipedia.org/wiki/Backup_battery

    A valve-regulated lead-acid battery is a battery type that is popular in telecommunications network environments as a reliable backup power source. VRLA batteries are used in the outside plant at locations such as Controlled Environmental Vaults (CEVs), Electronic Equipment Enclosures (EEEs), and huts, and in uncontrolled structures such as ...

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