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2. A comprehensive guide to debt relief programs - AOL

   www.aol.com/finance/debt-relief-guide-know...

   Debt settlement programs. With a debt settlement program, you or a third-party company negotiates with creditors to settle debts. If you choose the latter path, the company creates a dedicated ...

3. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement (also called debt reduction, debt negotiation or debt resolution) is a settlement negotiated with a debtor's unsecured creditor. Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary widely. When settlements are finalized, the terms are put in writing.

4. Debt relief - Wikipedia

   en.wikipedia.org/wiki/Debt_relief

   Debt relief, on an individual level, refers mainly to the negotiation for a reduction of a debt by either the consumer or a debt settlement agency. Through this arrangement, consumers agree to pay the creditor a fixed amount of money (generally a discount on their outstanding debt) either in a lump sum or under a payment plan.

5. Debt management plan - Wikipedia

   en.wikipedia.org/wiki/Debt_management_plan

   Debt management plan (DMP) is an agreement between a debtor and a creditor that addresses the terms of an outstanding debt. [1] This commonly refers to a personal finance process of individuals addressing high consumer debt. Debt management plans help reduce outstanding, unsecured debts over time to

6. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   Key takeaways. Debt relief is a method of restructuring debt to make it easier for you to pay it back. You can get debt relief from lenders, debt relief companies and credit counseling agencies.

7. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   Common forms include debt settlement, debt management, debt consolidation and bankruptcy. ... Credit counseling: Credit counseling is a free or low-cost option that helps consumers get a better ...

8. Legal tender - Wikipedia

   en.wikipedia.org/wiki/Legal_tender

   Legal tender is a form of money that courts of law are required to recognize as satisfactory payment for any monetary debt. [1] Each jurisdiction determines what is legal tender, but essentially it is anything which, when offered ("tendered") in payment of a debt, extinguishes the debt. There is no obligation on the creditor to accept the ...

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