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2. What is cash value life insurance? - AOL

   www.aol.com/finance/cash-value-life-insurance...

   Types of cash value life insurance. Choosing a cash value life insurance policy means deciding on coverage that is designed to last a lifetime while also allowing you to build savings within the ...

3. Calculator: How Much Life Insurance Do I Really Need? - AOL

   www.aol.com/lifestyle/calculator-much-life...

   4. Premium as Percentage of Income. Another method looks at how much you can reasonably spend on premiums. A common guideline is to allocate between 1% to 3% of your annual income toward life ...

4. Cash value - Wikipedia

   en.wikipedia.org/wiki/Cash_value

   The determination of the cash value, both the base amount and the applicable surrender charge, in the contract can be explicit by determining the value for each surrender date (guaranteed cash values), by referring to the value of specific investments or subject to the discretion of the insurance company, which is often executed to bring cash values in line with values of the investments of ...

5. Actuarial present value - Wikipedia

   en.wikipedia.org/wiki/Actuarial_present_value

   The actuarial present value (APV) is the expected value of the present value of a contingent cash flow stream (i.e. a series of payments which may or may not be made). Actuarial present values are typically calculated for the benefit-payment or series of payments associated with life insurance and life annuities. The probability of a future ...

6. How much life insurance do I need? - AOL

   www.aol.com/finance/much-life-insurance...

   While cash-value life insurance products do offer some benefits, returns may fluctuate depending on your policy type, so it may be best to speak with a licensed financial professional before ...

7. Whole life insurance - Wikipedia

   en.wikipedia.org/wiki/Whole_life_insurance

   Variable universal life insurance may outperform whole life because the owner can direct investments in sub-accounts that may do better. If an owner desires a conservative position for his cash values, par whole life is indicated. Reported cash values might seem to "disappear" or become "lost" when the death benefit is paid out.