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  2. Understanding online marketplace lending - AOL

    www.aol.com/finance/understanding-online...

    Direct lenders vs. online lending networks. When working with direct lenders, you submit separate applications to each loan office. In the case of a network, you submit one application to be ...

  3. Common types of installment loans and their best uses - AOL

    www.aol.com/finance/common-types-installment...

    1. Personal loans. Personal loans can be used for essentially every legitimate expense and are offered by banks, credit unions and online lenders. The best personal loan rates go to those with the ...

  4. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    Lenders advertise the cost of a personal loan with an annual percentage rate, which represents the interest rate and fees you pay over one year, expressed as a percentage of the loan balance ...

  5. Low-income loans: Personal loans for a tight budget - AOL

    www.aol.com/finance/low-income-loans-personal...

    Low interest personal loan lenders. These lenders feature personal loans with low interest rates to make taking out a personal loan more affordable: Lender. APR range. Loan amounts.

  6. Peer-to-peer lending - Wikipedia

    en.wikipedia.org/wiki/Peer-to-peer_lending

    Other forms of peer-to-peer lending include student loans, commercial and real estate loans, payday loans, as well as secured business loans, leasing, and factoring. [ 8 ] The interest rates can be set by lenders who compete for the lowest rate on the reverse auction model or fixed by the intermediary company on the basis of an analysis of the ...

  7. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    Interest rates on unsecured loans are nearly always higher than for secured loans because an unsecured lender's options for recourse against the borrower in the event of default are severely limited, subjecting the lender to higher risk compared to that encountered for a secured loan. An unsecured lender must sue the borrower, obtain a money ...

  8. Personal loan vs. home equity loan: Which should you use for ...

    www.aol.com/finance/personal-loan-vs-home-equity...

    Personal loan. Home equity loan. Rates. 8% to 36%. Varies based on the prime rate. Loan amounts. $2,000 to $50,000. Up to 85% of your home’s value. Minimum credit score. 670. 680. Repayment ...

  9. Direct lending - Wikipedia

    en.wikipedia.org/wiki/Direct_lending

    Direct lending is a form of corporate debt provision in which lenders other than banks make loans to companies without intermediaries such as an investment bank, a broker or a private equity firm. In direct lending, the borrowers are usually smaller or mid-sized companies, also called mid-market or small and medium enterprises , rather than ...

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