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As the name implies, HMDA is a disclosure law that relies upon public scrutiny for its effectiveness. It does not prohibit any specific activity of lenders, and it does not establish a quota system of mortgage loans to be made in any Metropolitan Statistical Area (MSA) or other geographic area as defined by the Office of Management and Budget. [3]
Participants were extended low interest loans through the Housing and Urban Development Corporation (HUDCO), a central development finance agency. The Authority is currently in the process of being expanded to form the Hyderabad Metropolitan Development Authority (HMDA).
The Hyderabad Metropolitan Development Authority (HMDA) is the urban planning agency of Hyderabad in the Indian state of Telangana.The HMDA administers the Hyderabad Metropolitan Region, spread over an area of 7,257 km 2 (2,802 sq mi) and covers the districts of Hyderabad district, Medchal district, part of Rangareddy district, Bhuvanagiri district, Sangareddy district, Medak district and ...
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The jurisdiction of HMDA extends to 54 mandals located in five districts with a total area of 7,100 km 2 (2,700 sq mi). [8] It manages the development activities of the area including the administration of the Hyderabad Metropolitan Water Supply and Sewerage Board (HMWSSB), the Telangana Transmission Corporation , and the Telangana State Road ...
The Federal Financial Institutions Examination Council (FFIEC) is a formal U.S. government interagency body composed of five banking regulators that is "empowered to prescribe uniform principles, standards, and report forms to promote uniformity in the supervision of financial institutions". [2]
The Community Reinvestment Act (CRA, P.L. 95-128, 91 Stat. 1147, title VIII of the Housing and Community Development Act of 1977, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.
Location of the territories for the 11 (previously 12) FHLBanks, post-merger of the Seattle and Des Moines banks in 2015. The Federal Home Loan Banks (FHLBanks, or FHLBank System) are 11 U.S. government-sponsored banks that provide liquidity to financial institutions to support housing finance and community investment.