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The first year of data submitted via this process was 2017. The Dodd-Frank expanded the data fields collected under HMDA to provide better regulatory and public visibility into mortgage markets. Some changes include: the option for applicants and borrowers to self report race and ethnicity information in disaggregated format.
Participants were extended low interest loans through the Housing and Urban Development Corporation (HUDCO), a central development finance agency. The Authority is currently in the process of being expanded to form the Hyderabad Metropolitan Development Authority(HMDA). [5]
The Home Mortgage Disclosure Act (HMDA) of 1975, implemented by Regulation C, requires financial institutions to maintain and annually disclose data about home purchases, home purchase pre-approvals, home improvement, and refinance applications involving one- to four-unit and multifamily dwellings. It also requires branches and loan centers to ...
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The Hyderabad Metropolitan Development Authority (HMDA) is the urban planning agency of Hyderabad in the Indian state of Telangana.The HMDA administers the Hyderabad Metropolitan Region, spread over an area of 7,257 km 2 (2,802 sq mi) and covers the districts of Hyderabad district, Medchal district, part of Rangareddy district, Bhuvanagiri district, Sangareddy district, Medak district and ...
The Community Reinvestment Act (CRA, P.L. 95-128, 91 Stat. 1147, title VIII of the Housing and Community Development Act of 1977, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.
The Federal Financial Institutions Examination Council (FFIEC) is a formal U.S. government interagency body composed of five banking regulators that is "empowered to prescribe uniform principles, standards, and report forms to promote uniformity in the supervision of financial institutions". [2]
About 720 employees at the Small Business Administration have lost their jobs, Politico reported, reducing its headcount by about 20%. Here are all the agencies federal workers are being fired ...