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2. (US) Refinancing a car with bad credit. Who should I try to...

   www.reddit.com/r/personalfinance/comments/84a34j/us...

   I would like to know, respectfully, why someone with terrible credit who can only get a 28.5% interest rate loan buys a car that costs more than $30k. Try all of your local credit unions. Yep. Or at least your bank. Or get rid of that car, that rate is robbery and fine for credit cards on short term purchases.

3. Best places to refinance car? : r/Frugal - Reddit

   www.reddit.com/.../116sj0o/best_places_to_refinance_car

   I went on my local credit union’s site and compared their auto loan rates (couldn’t find the CU’s refinance rate) and they start at 4.5% for new and 4.75% for used. As a comparison BOA is 5.49% new and 5.69% used. Obviously, this is based on your credit and these are best case scenarios.

4. Auto loan refinance lender for bad credit? : r/personalfinance -...

   www.reddit.com/.../auto_loan_refinance_lender_for_bad_credit

   Other scores 620-635. Tried refijet and ilending so far, refijet offered 13.5% (payments only go down $25) and ilending would be 10.5% BUT that lender needs 6 months payment history and I've only made 1 payment. I would love to get my payments lower, so figured I'd ask if anyone has had any luck with a particular refi company (particularly with ...

5. Should I refinance my car loan? : r/personalfinance - Reddit

   www.reddit.com/.../zmrka5/should_i_refinance_my_car_loan

   Yes, you should refinance if you are able to significantly reduce it. But usually there is a cost or fee involved, so only if the difference is significant. Capital One is probably not the best rate you can find, so you should shop around. In my case, it was ~3-4% worse than other options. I found my best auto loan rate to be with PenFed Credit ...

6. Auto loan for bad credit? : r/personalfinance - Reddit

   www.reddit.com/.../comments/8aiz77/auto_loan_for_bad_credit

   It is a terrible spot to be upside down on an auto loan. But if you are going to doing it anyway, a loan for 14k with a ballpark 12% interest rate at 60 months will have you paying $311 a month with $4,685 in interest over the life of the loan. Add even more to that if you take a dreaded 72 month loan. 2. [deleted]

7. Is refinancing your auto loan bad? : r/personalfinance - Reddit

   www.reddit.com/.../fk7pra/is_refinancing_your_auto_loan_bad

   22% is the interest you get on credit cards. Auto loans are supposed to be the lowest rates you'll ever get. Some people with really good credit and history have interest on auto loans below 2%. You should be aiming for below 4%. But almost anything will be better than the 22% you're paying right now.