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  2. Factors that impact your cost of car insurance - AOL

    www.aol.com/finance/factors-impact-cost-car...

    Location. Every aspect of your location could play a role in determining your premium, including your city and even your ZIP code. Since each state has different minimum car insurance requirements ...

  3. Find Out What's Really Driving Up Your Car Insurance Prices - AOL

    www.aol.com/whats-really-driving-car-insurance...

    Even for safe, responsible drivers, car insurance prices can go up for reasons beyond anyone's control. See how these "unfair" factors affect premiums.

  4. Car insurance premium: what is a premium and how is it ... - AOL

    www.aol.com/finance/car-insurance-premium...

    Many individual factors affect your car insurance premium, but these may vary based on your state. In most states, your age, gender and credit history impact your car insurance premium. Generally ...

  5. Why is my car insurance so high? - AOL

    www.aol.com/finance/why-car-insurance-high...

    Average car insurance rates increased 26 percent from 2023 to 2024. ... Driving record is one of the most significant car insurance rating factors. Insurance companies use actuarial data to ...

  6. Beyond your driving record: Can your credit score affect your ...

    www.aol.com/finance/car-insurance-credit-score...

    Other factors that affect your insurance premium Your credit history is only one of the factors insurance carriers use to calculate your monthly premiums. Insurers use the following to determine ...

  7. New report projects 22% increase in car insurance costs after ...

    www.aol.com/report-projects-22-increase-car...

    Key Factors Behind High Car Insurance Rates in Top States. Three of the 10 most expensive states for car insurance—Florida, Michigan, and New York—have no-fault systems. In these states ...

  8. Car insurance costs are surging — but it's not because of ...

    www.aol.com/finance/car-insurance-costs-surging...

    Perhaps the most unforeseen factor affecting auto insurance costs has been a jump in fatality rates. There’s been a long-term improvement in auto safety, driven by better technology and other ...

  9. The states where people pay the most in car insurance premiums

    www.aol.com/finance/states-where-people-pay-most...

    On top of these, local factors such as population density, the number of uninsured drivers, and the frequency of insurance claims all affect premiums, which can lead motorists to change or switch ...

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