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  2. Merchant account provider - Wikipedia

    en.wikipedia.org/wiki/Merchant_account_provider

    Merchant Account Providers give businesses the ability to accept debit and credit cards in payment for goods and services. This can be face-to-face, on the telephone, or over the internet. Credit cards have become the preferred method of payment in today's market, making a merchant account essential for most businesses.

  3. Payment processor - Wikipedia

    en.wikipedia.org/wiki/Payment_processor

    The typical network architecture for modern online payment systems is a chain of service providers, each providing unique value to the payment transaction, and each adding cost to the transaction: merchant, point-of-sale (PoS) software as a service (SaaS), aggregator, credit card network, and bank. The merchant can be a brick-and-mortar outlet ...

  4. Merchant account - Wikipedia

    en.wikipedia.org/wiki/Merchant_account

    A high-risk merchant account is a business account or merchant account that allows the business to accept online payments though they are considered to be of high-risk nature by the banks and credit card processors. They will typically pay higher transactions fees if they are accepted at all.

  5. List of major credit card issuers and networks - AOL

    www.aol.com/finance/list-major-credit-card...

    Aside from its popular credit card products, the institution also offers a range of financial products, including home loans, auto loans and checking and savings accounts. Popular Chase credit ...

  6. Can a business charge for using a credit card? - AOL

    www.aol.com/finance/business-charge-using-credit...

    Credit card surcharges can’t exceed the cost of accepting the card or 4 percent, whichever is the lower amount, even if it costs the business more than that amount to process your credit card ...

  7. Best merchant cash advances - AOL

    www.aol.com/finance/best-merchant-cash-advances...

    Lender. Best for. Loan amounts. Bankrate score. Lendio. Loan marketplace for MCAs. $5,000 to $2 million. 4.6. PayPal. Accessible merchant cash advances. $1,000 to $150,000 for first-time borrowers

  8. Acquiring bank - Wikipedia

    en.wikipedia.org/wiki/Acquiring_bank

    The acquiring bank enters into a contract with a merchant and offers it a merchant account. This arrangement provides the merchant with a line of credit . Under the agreement, the acquiring bank exchanges funds with issuing banks on behalf of the merchant and pays the merchant for its daily payment-card activity's net balance — that is, gross ...

  9. Chase Paymentech - Wikipedia

    en.wikipedia.org/wiki/Chase_Paymentech

    Chase Paymentech provides electronic payment processing products for businesses that accept credit, debit or gift cards from their customers. Their products include services for merchants to reduce payment fraud and manage chargebacks. The company offers products aimed at multiple industries, including e-commerce, retail, professional services ...

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