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  2. Third-party beneficiary - Wikipedia

    en.wikipedia.org/wiki/Third-party_beneficiary

    If the promisor is owed more than the value of the contract, the beneficiary's recovery will be reduced to nothing (but the third party can never be made to assume an actual debt). A creditor beneficiary can sue both the promisor and the promisee, but the beneficiary cannot recover against both. If the suit is successful against one party to ...

  3. What happens to your credit card debt after you die? - AOL

    www.aol.com/finance/what-happens-to-credit-card...

    As long as there is a living beneficiary named on the account, creditors can’t make claims against 401(k) accounts. However, if there's no beneficiary, the assets become part of the estate and ...

  4. Creditor - Wikipedia

    en.wikipedia.org/wiki/Creditor

    The first party is called the creditor, which is the lender of property, service, or money. Creditors can be broadly divided into two categories: secured and unsecured. A secured creditor has a security or charge over some or all of the debtor's assets, to provide reassurance (thus to secure him) of ultimate repayment of the debt owed to him ...

  5. What happens to your bank account after you die? - AOL

    www.aol.com/finance/what-happens-to-bank-account...

    Designate a beneficiary for each of your accounts with the bank, credit union or financial institution that manages them. If you have more than one beneficiary, the balance is split among them.

  6. Letter of credit - Wikipedia

    en.wikipedia.org/wiki/Letter_of_credit

    The beneficiary will be exposed to the risk of its own failure to comply with credit conditions or failure of, or delays in payment from, the issuing bank. These risks are considered remote. Crucially, the beneficiary is not exposed to the risks of set-off by the applicant where the goods are damaged or are of inferior quality. While he may be ...

  7. What Exactly Do I Need to Know About Beneficiaries? - AOL

    www.aol.com/exactly-know-beneficiaries-132408610...

    A beneficiary is a person or entity you designate to receive the benefits of a particular account or policy after your death. Designating, reviewing and updating beneficiaries are basic tasks of ...

  8. Spendthrift trust - Wikipedia

    en.wikipedia.org/wiki/Spendthrift_trust

    In trust law, a spendthrift trust is a trust that is created for the benefit of a person (often unable to control his/her spending) that gives an independent trustee full authority to make decisions as to how the trust funds may be spent for the benefit of the beneficiary. Creditors of the beneficiary generally cannot reach the funds in the ...

  9. What Happens to Your Bank Account if You Die Without a ... - AOL

    www.aol.com/happens-bank-account-die-without...

    Some financial assets, like bank accounts and retirement portfolios, are designed to pass from one person to another. This designated recipient is known as a "beneficiary," meaning that you have ...