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A capital recovery factor is the ratio of a constant annuity to the present value of receiving that annuity for a given length of time. Using an interest rate i, the capital recovery factor is: = (+) (+) where is the number of annuities received. [1]
Wellness Recovery Action Plan (WRAP) is a recovery model developed by a group of people in northern Vermont in 1997 in a workshop on mental health recovery led by Mary Ellen Copeland. It has been extensively studied and reviewed, [ 1 ] and is now an evidence-based practice , listed in the SAMSHA National Registry of Evidence-Based Programs and ...
SMART Recovery is based on scientific knowledge and is intended to evolve as scientific knowledge evolves. [4] The program uses principles of motivational interviewing, found in motivational enhancement therapy (MET), [5] and techniques taken from rational emotive behavior therapy (REBT), and cognitive-behavioral therapy (CBT), as well as scientifically validated research on treatment. [6]
pick your approach to your Best Year Yet from these options: 1. Turn immediately to Part One and start answering the ten Best Year Yet questions. If you want help or explanations as you go along, turn to the chapter in PART TWO that relates to the question you're working on. 2. Read Part One and Part Two as preparation for your workshop,
A sponsor is a more experienced person in recovery who guides the less-experienced aspirant ("sponsee") through the program's twelve steps. New members in twelve-step programs are encouraged to secure a relationship with at least one sponsor who both has a sponsor and has taken the twelve steps themselves. [ 28 ]
The three circles is an exercise / diagram used by recovering addicts to describe and define behaviors that lead either to a relapse into or recovery from addictive behaviors. Some treatment groups and 12-step recovery programs related to behavioral addictions encourage recovering addicts to complete the three circle exercise to help the addict ...
that recovery is possible; that change is inevitable—nothing lasts; that ultimately, people know what is best for them; that the person possesses all the resources they need to begin the recovery journey; that the person is the teacher and the helpers are the pupils
From January 2008 to November 2012, if you bought shares in companies when Jerry Yang joined the board, and sold them when he left, you would have a -33.6 percent return on your investment, compared to a -7.8 percent return from the S&P 500.