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  2. Student Loan Borrowers Are Filing Bankruptcy to Avoid ... - AOL

    www.aol.com/finance/student-loan-borrowers...

    Student loan payments resumed in October 2023, with the average payment estimated at $200 to $299 per month, according to U.S. Federal Reserve data reported on by Fox Business. See: Biden Cancels...

  3. Student loans and bankruptcy: What you need to know - AOL

    www.aol.com/finance/student-loans-bankruptcy...

    Filing for student loan bankruptcy is never ideal, but sometimes, having debt discharged is the only way forward. ... But if you refinance federal student loans, you’ll lose access to ...

  4. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    According to Sallie Mae, as of 2021, 1 in 8 families are using private student loans when federal financing does not cover all college costs. [42] In July 2021, the U.S. Second Circuit Court of Appeals ruled that private student loans are dischargeable in bankruptcy, [43] following two other cases. [44]

  5. Bankruptcy Expert Claims It May Be Your Only Option if ... - AOL

    www.aol.com/bankruptcy-expert-claims-may-only...

    President Joe Biden's plan to forgive up to $20,000 in federal student loan debt per borrower could soon reach endgame if the U.S. Supreme Court rules against the plan this month, as many predict.

  6. More student loan borrowers are getting relief through ... - AOL

    www.aol.com/news/more-student-loan-borrowers...

    More student loan borrows have successfully received debt relief through bankruptcy after the Biden administration made a policy change to make the process easier nearly two years ago, according ...

  7. Educational Credit Management Corporation - Wikipedia

    en.wikipedia.org/wiki/Educational_Credit...

    Since 1994, ECMC has operated in the areas of student loan bankruptcy management and loan collection. ECMC is one of a number of guaranty agencies that oversee student loans for the United States Department of Education. As a guarantor working on behalf of the U.S. Department of Education, ECMC charges fees to debtors and earns commissions from ...

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