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In California, minimum coverage car insurance requirements are 30/60/15 effective Jan. 1, 2025. ... Old minimum car insurance liability limits: 15/30/5. New minimum car insurance liability limits ...
Around 20 states require UM/UIM, with coverage typically matching your liability limits — which means if you have $50,000 in liability coverage, you'd get up to $50,000 in uninsured motorist ...
What full-coverage car insurance includes. A full-coverage auto insurance policy combines three key protections — liability, comprehensive and collision coverage — into one complete package.
Collision coverage is optional, however if you plan on financing a car or taking a car loan, the lender will usually insist you carry collision for the finance term or until the car is paid off. Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) is the term used by rental car companies for collision coverage.
Required car insurance: liability coverage To be liable means that you are legally or financially responsible for something. In the case of car insurance, liability refers to damage and injuries ...
Legally required minimums only cover damage you cause. Even with comprehensive and collision, you're financially vulnerable. Learn top situations your standard car insurance won’t cover — and ...
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