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The Texas Department of Housing and Community Affairs (TDHCA) is the state's lead agency responsible for homeownership, affordable rental housing, community and energy assistance programs, and colonia activities serving primarily low income Texans. The Manufactured Housing Division of TDHCA regulates the manufactured housing industry in Texas.
TSAHC also operates the Texas Financial Toolbox consumer website. [4] Down Payment Assistance programs are all different with certain requirements for each. State or local housing authorities, a non-profit organization, or lender usually set the requirements and conditions for the DPA program.
Therefore, in 2002, voters passed Proposition 46, the Housing and Emergency Shelter Trust Fund Act, which authorized the state to sell $2.1 billion in general obligation bonds to benefit affordable housing. These bonds resulted in approximately $400 million in revenue per year between 2002 and 2005.
The first organization to be labeled with the term 'community land trust' in the USA, called New Communities, Inc., was founded with the purpose of helping African-American farmers in the rural South to gain access to farmland, to work it cooperatively, and to have security in the single-family and multi-family housing they planned to build..
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