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The national average five-year CD yield was 1.38 percent APY, which is higher than the rate of 1.41 percent around a year ago. CD rates have decreased from their current-cycle peak in October 2023.
Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years. Best CD rates today: Top yields still holding at 4.35% APY after yesterday's ...
Some high-yield savings accounts require a high opening deposit to earn the highest advertised APY. For example, Brio Direct requires a $5,000 minimum balance to earn its high APY. Understand the ...
Today's best rates of return are found at FDIC-insured digital banks and online accounts — up to 5.40% APY with minimum deposits at NexBank, Lending Club and Sallie Mae and up to 5.05% APY with ...
For instance, I opened my first CD, an 18-month term, in August, securing a fixed annual percentage yield (APY) set a few weeks before the Fed started cutting rates. But that CD, purchased today ...
Key takeaways. A CD that requires no set minimum deposit can guarantee a high yield without needing to lock in a large amount of money. While many CDs require you to deposit $500 or much more ...
The best yields on longer terms of three to five years are lower, in the range of 4.5 and 4.75 percent APY. If you’re in the market for a high-yield CD, yet you’re unsure what term length to ...
Rates on certificates of deposits are expected to edge down from today's historic highs, but you can still lock in 5% APY and higher — at least 10 times the 0.47% national average of a ...