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  2. How to refinance when you have a second mortgage - AOL

    www.aol.com/finance/refinance-second-mortgage...

    Refinancing a second mortgage — like a home equity loan or home equity line of credit (HELOC) — is a popular way for many to get a lower interest rate. Swapping out a second mortgage for ...

  3. What is a second mortgage, and how does it work? - AOL

    www.aol.com/finance/second-mortgage-does...

    A second mortgage is a home-secured loan taken out while the original, or first, mortgage is still being repaid. Like the first mortgage, the second mortgage uses your property as collateral.

  4. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    If you go with a bad credit loan lender, you may be able to secure a lower interest rate than you would with a no-credit-check loan. To get the best bad credit loan rates shop around with several ...

  5. Second mortgage - Wikipedia

    en.wikipedia.org/wiki/Second_mortgage

    Second mortgage interest rate payments are also tax deductible given certain conditions are met. [35] This advantage of second mortgages reduces the borrower's taxable income by the value of the interest expense. [36] In general, total monthly repayments on the second mortgage are lower than that of the first mortgage.

  6. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    If you check your credit report before comparison-shopping for a mortgage, you can take proactive steps to improve your credit score if needed. You’ll also be able to spot and fix any errors ...

  7. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    Conventional 97 mortgage: This conventional loan, backed by government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, requires just 3 percent down and a minimum credit score of 620.

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