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  2. Cram down - Wikipedia

    en.wikipedia.org/wiki/Cram_down

    U.S. bankruptcy law provides for an automatic stay of any legal process against debtors or their assets (except perhaps legal process involving criminal law or family law) while bankruptcy is pending, but because U.S. bankruptcy courts cannot cram down loans secured by primary residences, creditors are able to file motions for relief from the ...

  3. US credit card debt just hit a new record of $1.17 trillion ...

    www.aol.com/finance/us-credit-card-debt-just...

    However, U.S. consumers still carry a lot of credit card debt, and given the interest rates associated with credit cards, this can be extremely detrimental to their financial health. So, it’s ...

  4. US debt reckoning escalates sharply as top bond buyer pulls ...

    www.aol.com/finance/us-debt-reckoning-escalates...

    Debt held by the public, or the amount the U.S. owes to outside lenders after borrowing on financial markets, is already at about 100% of GDP, with that ratio soon expected to blow past the all ...

  5. These are the best debt relief options — which is ... - AOL

    www.aol.com/finance/different-debt-relief...

    To decide which debt relief option is best, evaluate how each will impact your credit score and long-term financial health. Credit counseling can help you choose.

  6. Debt restructuring - Wikipedia

    en.wikipedia.org/wiki/Debt_restructuring

    Like debt restructuring, debt mediation is a business-to-business activity and should not be considered the same as individual debt reduction involving credit cards, unpaid taxes, and defaulted mortgages. In 2010 debt mediation has become a primary way for small businesses to refinance in light of reduced lines of credit and direct borrowing.

  7. Pay off debt or save? Expert tips to help you choose - AOL

    www.aol.com/finance/pay-off-debt-save-expert...

    As Alderete sees it, an important part of building a budget is focusing on your priority expenses first, so that you can free up money to put toward a debt reduction plan while hopefully still ...

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