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2. What Is Discretionary Spending? How You Can Reduce It and ...

   www.aol.com/finance/discretionary-spending...

   The best way to ensure having enough money for these essential expenses is to cut back on discretionary spending. The following tips can help reduce the budget until your financial situation improves.

3. 5 Tips To Cut Nonessential Expenses Today and Build Up Your ...

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   Finding ways to cut nonessential expenses out of your budget will produce the best results and allow you to build up your savings and an emergency fund. For You: 9 Easiest Ways To Maximize Your ...

4. 30 Expenses That Quietly Eat Away at Your Budget - AOL

   www.aol.com/finance/30-expenses-quietly-eat-away...

   You can't fail to notice the big bills your paying each month, like your monthly mortgage or car payment, but expenses that are smaller and easier to miss can sneak past and pile up. Check Out: 5...

5. Personal budget - Wikipedia

   en.wikipedia.org/wiki/Personal_budget

   Personal budget in an Excel sheet. Several personal finance softwares and mobile apps have been developed to help people with managing their money. Some of them can be used for budgeting and expense tracking, others mainly for one's investment portfolio. There are both free and paid options.

6. Microsoft Excel - Wikipedia

   en.wikipedia.org/wiki/Microsoft_Excel

   A backup of an Excel Spreadsheet Add-in (DLL) .xll: Adds custom functionality; written in C++/C, Fortran, etc. and compiled into a special dynamic-link library: Macro .xlm: A macro is created by the user or pre-installed with Excel. Template .xlt: A pre-formatted spreadsheet created by the user or by Microsoft Excel. Module .xlv

7. List of spreadsheet software - Wikipedia

   en.wikipedia.org/wiki/List_of_spreadsheet_software

   Microsoft Office Excel – for MS Windows and Apple Macintosh. The proprietary spreadsheet leader. Microsoft Works Spreadsheet – for MS Windows (previously MS-DOS and Apple Macintosh). Only allows one sheet at a time.

8. 10 Expenses Most Likely To Drain Your Checking Account ... - AOL

   www.aol.com/10-expenses-most-likely-drain...

   Review these expenses and think about downgrading packages, canceling unnecessary subscriptions and looking for free alternatives. For example, workout at the park or borrow media from the library ...

9. 7 Expenses Middle Class Families Should Trim Before ... - AOL

   www.aol.com/7-expenses-middle-class-families...

   Holiday Gift Shopping. The pressure to buy holiday gifts can cause families to overspend, especially if you wait until the last minute. Start budgeting now by setting a spending cap per person and ...