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Credit cards are a popular credit-building option for American consumers. In 2023, about four out of five American adults (82 percent) had a credit card.However, credit cards are not the only option.
Using a smaller percentage of your available credit is one of the most effective ways to boost your credit score. “Decreasing your credit utilization from over 30% to under 10% is the fastest ...
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Although the average FICO credit score for U.S. consumers is in the good credit range with a solid 704, many consumers have credit that's either less-than-stellar or too scarce to even generate a ...
Key insights. Younger generations with credit card debt are more likely to try earning extra income to pay off credit card debt. Just over 1 in 4 Gen Zers (26 percent) and almost 1 in 3 ...
America’s 100 largest metros have added 6 million jobs since the downturn. Rural areas, meanwhile, still have fewer jobs than they did in 2007. For young people trying to find work, moving to a major city is not an indulgence. It is a virtual necessity. But the soaring rents in big cities are now canceling out the higher wages.
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