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  2. Insurers try not to deny patients prescription drugs. Here's ...

    www.aol.com/insurers-try-not-deny-patients...

    Prior authorization (PA) is a tool we use to help manage these costs. Even more importantly, they’re a safety measure. Our goal is to ensure our members have the right drug, the right dose, for ...

  3. Prior authorization - Wikipedia

    en.wikipedia.org/wiki/Prior_authorization

    There are a number of reasons that insurance providers require prior authorization, including age, medical necessity, the availability of a generic alternative, or checking for drug interactions. [ 2 ] [ 3 ] A failed authorization can result in a requested service being denied or in an insurance company requiring the patient to go through a ...

  4. 'Would he have lived?' When insurance companies deny ... - AOL

    www.aol.com/lived-insurance-companies-deny...

    During the same period, specialty branded oncology drugs requiring prior authorization rose from 73% to 93%, researchers found. 'Things have gotten worse' with health insurers

  5. Step therapy - Wikipedia

    en.wikipedia.org/wiki/Step_therapy

    It is a type of prior authorization requirement that is intended to control the costs and risks posed by prescription drugs. The practice begins medication for a medical condition with the most cost-effective drug therapy and progresses to other more costly or risky therapies only if necessary.

  6. Approved drug - Wikipedia

    en.wikipedia.org/wiki/Approved_drug

    Before a drug can be prescribed, it must undergo the FDA's approval process. While a drug can feasibly be used off-label (for non-approved indications), it still is required to be approved for a specific disease or medical condition. [2] Drug companies seeking to sell a drug in the United States must first test it.

  7. Does Medicare cover hormone replacement therapy for ... - AOL

    www.aol.com/lifestyle/does-medicare-cover...

    Some plans may include common HRT medications, while others may not. ... In some cases, someone may require prior authorization for HRT. This means their plan must approve the medication before ...

  8. Utilization management - Wikipedia

    en.wikipedia.org/wiki/Utilization_management

    Utilization management is "a set of techniques used by or on behalf of purchasers of health care benefits to manage health care costs by influencing patient care decision-making through case-by-case assessments of the appropriateness of care prior to its provision," as defined by the Institute of Medicine [1] Committee on Utilization Management by Third Parties (1989; IOM is now the National ...

  9. Original Medicare vs. Medicare Advantage: Which should you ...

    www.aol.com/finance/original-medicare-vs...

    Use of Prior Authorization in Medicare Advantage Exceeded 46 Million Requests in 2022, KFF. Accessed October 16, 2024. Accessed October 16, 2024. About the writer