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  2. Prior authorization - Wikipedia

    en.wikipedia.org/wiki/Prior_authorization

    There are a number of reasons that insurance providers require prior authorization, including age, medical necessity, the availability of a generic alternative, or checking for drug interactions. [ 2 ] [ 3 ] A failed authorization can result in a requested service being denied or in an insurance company requiring the patient to go through a ...

  3. Step therapy - Wikipedia

    en.wikipedia.org/wiki/Step_therapy

    It is a type of prior authorization requirement that is intended to control the costs and risks posed by prescription drugs. The practice begins medication for a medical condition with the most cost-effective drug therapy and progresses to other more costly or risky therapies only if necessary.

  4. The pros and cons of Medicare Advantage: Should you ... - AOL

    www.aol.com/finance/medicare-advantage-pros-cons...

    Prior authorization is not needed for most services and supplies, including medications and dental, hearing and eye services ... you might need referrals for specialists from your primary ...

  5. The pros and cons of Medicare Advantage plans - AOL

    www.aol.com/finance/pros-cons-medicare-advantage...

    Prior authorization runarounds. Medicare Advantage plans requiring prior authorization to see a specialist call this practice a “utilization management tool.” But people in those plans ...

  6. Utilization management - Wikipedia

    en.wikipedia.org/wiki/Utilization_management

    Utilization management is "a set of techniques used by or on behalf of purchasers of health care benefits to manage health care costs by influencing patient care decision-making through case-by-case assessments of the appropriateness of care prior to its provision," as defined by the Institute of Medicine [1] Committee on Utilization Management by Third Parties (1989; IOM is now the National ...

  7. Original Medicare vs. Medicare Advantage: Which should you ...

    www.aol.com/finance/original-medicare-vs...

    If you don’t need prescription drug coverage and you want to see a specific specialist, Original Medicare can be a good fit. ... Use of Prior Authorization in Medicare Advantage Exceeded 46 ...

  8. Words on ammo in CEO shooting echo common phrase on insurer ...

    lite-qa.aol.com/politics/story/0001/20241205/ee...

    Doctors and patients have become particularly frustrated with prior authorizations, which are requirements that an insurer approve surgery or care before it happens. UnitedHealthcare was named in an October report detailing how the insurer’s prior authorization denial rate for some Medicare Advantage patients has surged in recent years.

  9. How Much Does Semaglutide Cost With and Without Insurance? - AOL

    www.aol.com/much-does-semaglutide-cost-without...

    Brand-name tirzepatide drugs are quite pricey, but they may work out slightly cheaper than semaglutide drugs, depending on where you get them from. Mounjaro is FDA-approved for type 2 diabetes and ...

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