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  2. Fair debt collection - Wikipedia

    en.wikipedia.org/wiki/Fair_debt_collection

    U.S. state laws on fair debt collection generally fall into two categories: laws which require persons who are collecting debts from consumers to be licensed, registered or bonded in order to collect from consumers in their states, and laws that protect consumers from specific unfair practices by debt collectors, which may include collection agencies and sometimes original creditors. [2]

  3. Federal Debt Collection Procedures Act of 1990 - Wikipedia

    en.wikipedia.org/wiki/Federal_Debt_Collection...

    The Federal Debt Collection Procedures Act of 1990 (FDCPA), Title XXXVI of the Crime Control Act of 1990, Pub. L. No. 101-647, 104 Stat. 4789, 4933 (Nov. 29, 1990), is a United States federal law passed in 1990, affecting collection of money owed to the United States government. The FDCPA preempts state remedy laws in most circumstances. [1]

  4. Fair Debt Collection Practices Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Debt_Collection...

    The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act.

  5. List of California ballot propositions: 1990–1999 - Wikipedia

    en.wikipedia.org/wiki/List_of_California_ballot...

    143 – Failed – Higher Education Facilities Bond Act Of November 1990. 144 – Failed – New Prison Construction Bond Act Of 1990-B. 145 – Failed – California Housing Bond Act Of 1990. 146 – Passed – School Facilities Bond Act Of 1990. 147 – Failed – County Correctional Facility Capital Expenditure And Juvenile Facility Bond Act ...

  6. 2004 California Proposition 58 - Wikipedia

    en.wikipedia.org/wiki/2004_California_Proposition_58

    It passed with 4,535,084 (71.2%) votes in favor and 1,841,138 (28.8%) against. It was officially called the California Balanced Budget Act. It requires the state legislature to pass a balanced budget every year, which means that budgeted recurrent expenditure, including repayment of past debt, does not exceed estimated revenue. The act does not ...

  7. Savings and loan crisis - Wikipedia

    en.wikipedia.org/wiki/Savings_and_loan_crisis

    On August 9, 1989, the proposals brought by Bush were passed essentially unchanged as the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 into law. [80] Many other regulatory provisions were also included, such as risk-based capital applied to thrifts, re-imposition of restrictions on thrifts' non-residential mortgage ...

  8. Financial Institutions Reform, Recovery, and Enforcement Act ...

    en.wikipedia.org/wiki/Financial_Institutions...

    The Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), is a United States federal law enacted in the wake of the savings and loan crisis of the 1980s. It established the Resolution Trust Corporation to close hundreds of insolvent thrifts and provided funds to pay out insurance to their depositors.

  9. 2008–2012 California budget crisis - Wikipedia

    en.wikipedia.org/wiki/2008–2012_California...

    News reports and commentators have cited the state's various legislative supermajority requirements as a contributing factor to the state budget crisis. [23] [24] The state has a long history of supermajority requirements with a 1933 state ballot measure mandating a two-thirds supermajority to pass the state budget and California Proposition 13 (1978) mandating another two-thirds supermajority ...