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Remediation and insurance experts explain what to do if you see water pooling in your basement to stop it, prevent mold and mildew, and avoid future damage.
The drainage system collects any water entering the basement and drains it to an internally placed sump pump system, which will then pump the water out of the basement. The Federal Emergency Management Agency (FEMA) recommends basement waterproofing with a water alarm and "battery-operated backup pump" as a preventive measure against the high ...
An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.
Sump pumps are used where basement flooding may otherwise happen, and to solve dampness where the water table is near or above the foundation of a structure. Sump pumps send water away from a location to any place where it is no longer problematic, such as a municipal storm drain, a dry well, or simply an open-air site downhill from the building (sometimes called "pumping to daylight").
No, a standard home insurance policy will not cover basement flooding due to heavy rainfall. For coverage, you would need to purchase a separate flood insurance endorsement or policy. Show comments
Worse yet, if enough water from your neighbor's sump pump gets into your yard, and that water accumulates against the walls and foundation of your home, it could cause a slew of damages.
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