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  2. What is a subprime mortgage? - AOL

    www.aol.com/finance/subprime-mortgage-175324178.html

    A subprime mortgage might be an option for a low-credit score borrower who can’t qualify for a conventional mortgage. There are laws in place to protect subprime borrowers from many of the risks ...

  3. Government policies and the subprime mortgage crisis

    en.wikipedia.org/wiki/Government_policies_and...

    The Department of Housing and Urban Development (HUD) loosened mortgage restrictions in the mid-1990s so first-time buyers could qualify for loans that they could never get before. [136] In 1995, the GSE began receiving affordable housing credit for purchasing mortgage backed securities which included loans to low income borrowers.

  4. Housing and Economic Recovery Act of 2008 - Wikipedia

    en.wikipedia.org/wiki/Housing_and_Economic...

    The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.

  5. Subprime mortgage crisis - Wikipedia

    en.wikipedia.org/wiki/Subprime_mortgage_crisis

    The American subprime mortgage crisis was a multinational financial crisis that occurred between 2007 and 2010 that contributed to the 2007–2008 global financial crisis. The crisis led to a severe economic recession, with millions losing their jobs and many businesses going bankrupt.

  6. First-time homebuyer qualifications - AOL

    www.aol.com/finance/first-time-homebuyer...

    If you want a first-time buyer loan or assistance, you'll likely need to complete a homebuyer education course to qualify. Eligible first-time homebuyers have access to a variety of mortgage and ...

  7. What Credit Score Do You Need To Buy a House? - AOL

    www.aol.com/credit-score-buy-house-224630116.html

    A subprime mortgage is a type of loan for people with poor credit histories who can’t qualify for conventional mortgages. Because subprime borrowers present a higher risk for lenders, subprime ...

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