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2. How to cancel a credit card without hurting your credit score

   www.aol.com/finance/cancel-credit-card-without...

   You have five credit cards each with a $1,000 limit, making your total available credit $5,000. Your regular monthly credit card expenses total $1,000. Your credit utilization ratio is 20 percent ...

3. Credit card information: The basics you need to know - AOL

   www.aol.com/finance/credit-card-information...

   Using no more than 30 percent of your credit limit at a time will allow you to keep a good credit utilization ... Credit card fees. ... check whether your card charges a foreign transaction fee. A ...

4. Cut off? What to do if your credit card issuer lowered your limit

   www.aol.com/finance/cut-off-credit-card-issuer...

   In general, a revolving balance below 30 percent of the limit is ideal. When a credit card issuer lowers the limit on a card that has a balance, though, the debt-to-credit limit ratio will be ...

5. Here's the Average American's Credit Limit. How Do You ... - AOL

   www.aol.com/heres-average-americans-credit-limit...

   Your credit card limit is the total amount you can spend on your credit card. So, if you have three cards, each with a limit of $5,000, your total limit would be $15,000.

6. Credit card balance transfer - Wikipedia

   en.wikipedia.org/wiki/Credit_card_balance_transfer

   A credit card balance transfer is the transfer of the outstanding debt (the balance) in a credit card account to an account held at another credit card company. [1] This process is encouraged by most credit card issuers as a means to attract customers. The new bank/card issuer makes this arrangement attractive to consumers by offering incentives.

7. Everything you need to know about balance transfer checks - AOL

   www.aol.com/finance/everything-know-balance...

   Balance transfer checks can help you pay off credit card debt, but they don’t always come with the same perks as a balance transfer credit card — and they may come with higher fees or interest ...