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Texas has a Consumer Bill of Rights for auto insurance. Your insurance company will give you a copy of the bill of rights when you get or renew a policy. Is auto insurance required? Texas law requires drivers to show proof they can pay for the accidents they cause. Most drivers do this by buying auto liability insurance.
Auto insurance guide. Texas law requires people who drive in Texas to pay for the accidents they cause. To learn more about auto insurance, check out our Auto insurance guide. Some of the topics include: Types of coverages. Driving in other states. Insurance for young drivers. Steps to take after an accident.
Texas law gives you certain rights regarding your automobile insurance. This Bill of Rights identifies your rights specified by rule or by state statute, but it does not include all your rights. Also, some exceptions to the rights are not listed here.
Texas Insurance Code – codified. Reviewing Insurance Codes. Each chapter states the Revised Law, which is the text of the new law, and then provides the Source Law, which is the text of the former law from which the revised law is derived.
Do I have to have auto insurance? Texas law says you must show proof that you can pay for accidents that you cause. Most people do this by buying auto liability insurance. Liability insurance pays for the other driver’s repairs and medical bills.
Get an overview of the Agent and Adjuster Licensing Office, recent changes in licensing, and best practices for getting and maintaining an insurance license. Webinar recording available. More news and tips.
The Texas Department of Insurance (TDI) adopted the Bill of Rights and requires insurance companies to provide you a copy when they issue your policy. Texas law gives you certain rights regarding your homeowners, dwelling and renters insurance.
Shopping for auto insurance is like shopping for any major item. It's a good idea to shop around to find the policy that best meets your needs and budget. You’re responsible for accidents you cause.
While TDI makes every effort to ensure the accuracy and completeness of this information, the official version of proposed and adopted rules are those filed with the Secretary of State, which is the repository of official TDI rules.
Texas Insurance Code requires TDI to: Regulate the business of insurance in Texas. Protect and ensure the fair treatment of consumers. Ensure fair competition in the insurance industry to foster a competitive market. Administer the Texas’ workers’ compensation system as provided by the Texas Labor Code.