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  2. One-time password - Wikipedia

    en.wikipedia.org/wiki/One-time_password

    MasterCard SecureCode uses OTAC to confirm a user's identity One time authorization code as used in Yammer's desktop client. A one-time password (OTP), also known as a one-time PIN, one-time passcode, one-time authorization code (OTAC) or dynamic password, is a password that is valid for only one login session or transaction, on a computer system or other digital device.

  3. Comparison of OTP applications - Wikipedia

    en.wikipedia.org/wiki/Comparison_of_OTP_applications

    An open-source PHP web based self-hosted OTP generator, designed for both mobile and desktop. Yes, web based No No Yes Yes Yes No Yes totp-cli [37] Popular, feature rich open-source two-factor authenticator. No account required. Manually No Yes Yes No No No No Un­known Un­known Un­known Un­known Un­known Open Authenticator [38]

  4. Online transaction processing - Wikipedia

    en.wikipedia.org/wiki/Online_transaction_processing

    OLTP has also been used to refer to processing in which the system responds immediately to user requests. An automated teller machine (ATM) for a bank is an example of a commercial transaction processing application. [3] Online transaction processing applications have high throughput and are insert- or update-intensive in database management.

  5. Multi-factor authentication - Wikipedia

    en.wikipedia.org/wiki/Multi-factor_authentication

    In India, the Reserve Bank of India mandated two-factor authentication for all online transactions made using a debit or credit card using either a password or a one-time password sent over SMS. This requirement was removed in 2016 for transactions up to ₹2,000 after opting-in with the issuing bank. [24]

  6. Digital banking - Wikipedia

    en.wikipedia.org/wiki/Digital_banking

    Digital banking is part of the broader context for the move to online banking, where banking services are delivered over the internet. The shift from traditional to digital banking has been gradual, remains ongoing, and is constituted by differing degrees of banking service digitization.

  7. Online banking - Wikipedia

    en.wikipedia.org/wiki/Online_banking

    Remote customer service of banks via the internet or Online banking (e-banking) in Ukraine was introduced more than two decades ago. Legal entities have been using the remote control of bank accounts since the mid-1990s. PrivatBank, which launched the “Privat24” system in 2000, became a pioneer in retail online banking. [28]

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