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  2. How to get a personal loan with bad credit & special ... - AOL

    www.aol.com/finance/personal-loan-bad-credit...

    Check your report for errors or old debt dragging your score down, and work to get them corrected before you apply for a personal loan. 2. Consider your income and other debts. Bad credit lenders ...

  3. Where can I get a bad credit loan? - AOL

    www.aol.com/finance/where-bad-credit-loan...

    Key takeaways. You can find loans for borrowers with bad credit through community banks, credit unions and online lenders. Predatory or misleading loans can be disguised as bad credit loans. If ...

  4. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Lower rates than credit cards or payday loans. Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards, which averaged 20 ...

  5. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 21 May 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest rates ...

  6. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, "regardless of whether repayment of loans is linked to a borrower's payday." [1][2][3] The loans are also sometimes referred to as " cash advances," though that term can also refer ...

  7. Alternative financial services in the United States - Wikipedia

    en.wikipedia.org/wiki/Alternative_financial...

    Selling single premium credit insurance, also financing that into the loan; Understating interest rates by exploiting a loophole in the Truth in Lending Act of 1968 which allows auto makers to classify "Finance Charges," i.e. interest, as part of the "Amount Financed," thus reducing or even eliminating finance charges to create "zero percent ...

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