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  2. Replacement value - Wikipedia

    en.wikipedia.org/wiki/Replacement_value

    The term replacement cost or replacement value refers to the amount that an entity would have to pay to replace an asset at the present time, according to its current worth. [1] In the insurance industry, "replacement cost" or "replacement cost value" is one of several methods of determining the value of an insured item. Replacement cost is the ...

  3. Increased limit factor - Wikipedia

    en.wikipedia.org/wiki/Increased_limit_factor

    Often, limited data is available to determine appropriate charges for high limits of insurance. In order to price policies with high limits of insurance adequately, actuaries may first determine a "basic limit" premium and then apply increased limits factors. The basic limit is a lower limit of liability under which there is a more credible ...

  4. iPhone hardware - Wikipedia

    en.wikipedia.org/wiki/IPhone_hardware

    The second-generation iPhone SE's camera hardware is the same as the iPhone 8, but adds Portrait mode, Portrait lighting, Smart HDR, extended dynamic range for video up to 30 fps, stereo recording and cinematic video stabilization. The iPhone 12 and 12 Pro series brought Night Mode to all camera lenses, including the TrueDepth camera. It also ...

  5. How dash cameras impact your car insurance - AOL

    www.aol.com/finance/dash-cameras-impact-car...

    A dashboard-mounted camera (or “dash cam”) won’t typically lower the cost of your auto insurance automatically. Almost no U.S. auto insurers offer a direct discount for installing a dash cam ...

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  9. Breakdown (vehicle) - Wikipedia

    en.wikipedia.org/wiki/Breakdown_(vehicle)

    Vehicle breakdowns have various causes. Depending on the severity, the vehicle may need to be towed to an automobile repair shop or fixed on-site by roadside assistance or a mobile mechanic. With other problems, the driver may be able to operate the vehicle seemingly normally for some time, but the vehicle will need an eventual repair.