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  2. Current Expected Credit Losses - Wikipedia

    en.wikipedia.org/wiki/Current_Expected_Credit_Losses

    Current Expected Credit Losses (CECL) is a credit loss accounting standard (model) that was issued by the Financial Accounting Standards Board on June 16, 2016. [1] CECL replaced the previous Allowance for Loan and Lease Losses (ALLL) accounting standard. The CECL standard focuses on estimation of expected losses over the life of the loans ...

  3. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    2007 report found significant racial disparities in 300,000 credit files matched with Social Security records with African American scores being half that of white, non-Hispanics. [41] 2010 study found that African American in Illinois zip codes had scores of less than 620 at a rate of 54.2%.

  4. Common Reporting Standard - Wikipedia

    en.wikipedia.org/wiki/Common_Reporting_Standard

    The Common Reporting Standard (CRS) is an information standard for the Automatic Exchange Of Information (AEOI) regarding financial accounts on a global level, between tax authorities, which the Organisation for Economic Co-operation and Development (OECD) developed in 2014. Its purpose is to combat tax evasion.

  5. Financial privacy laws in the United States - Wikipedia

    en.wikipedia.org/wiki/Financial_privacy_laws_in...

    Financial institutions must give customers an "opt-out" option to allow customers the ability to prevent private information to be disclosed [7] Despite the regulations put forth by GLBA, exceptions in the act allow financial institutions the ability to disclose financial information under certain conditions.

  6. List of International Financial Reporting Standards - Wikipedia

    en.wikipedia.org/wiki/List_of_International...

    Financial Reporting in Hyperinflationary Economies 1989 January 1, 1990: IAS 30: Disclosures in the Financial Statements of Banks and Similar Financial Institutions 1990 January 1, 1991: January 1, 2007: IFRS 7: IAS 31: Financial Reporting of Interests in Joint Ventures (1990) Interests in Joint Ventures (2003) 1990 January 1, 1992: January 1, 2013

  7. Statement on Auditing Standards No. 99: Consideration of Fraud

    en.wikipedia.org/wiki/Statement_on_Auditing...

    SAS 99 defines fraud as an intentional act that results in a material misstatement in financial statements. There are two types of fraud considered: misstatements arising from fraudulent financial reporting (e.g. falsification of accounting records) and misstatements arising from misappropriation of assets (e.g. theft of assets or fraudulent expenditures).

  8. Gen Z Beware: These 2 Financial 'Hacks' Are Actually ... - AOL

    www.aol.com/gen-z-beware-2-financial-123010083.html

    Here's the problem: "Depositing bad checks and withdrawing cash before the bank finds out" is not some clever social media personal finance hack. It's a crime. If you do it, you can lose your bank ...

  9. Accounting Standards Codification - Wikipedia

    en.wikipedia.org/wiki/Accounting_Standards...

    The Financial Accounting Standards Advisory Council then voiced its concerns due to the increase of financial reporting guidance from the old U.S. GAAP standards, and the FASB responded by launching a new project to codify the standards. The project was approved in September 2004 by the Trustees of the Financial Accounting Foundation. [2]