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The term identity theft was coined in 1964. [1] Since that time, the definition of identity theft has been legally defined throughout both the U.K. and the U.S. as the theft of personally identifiable information. Identity theft deliberately uses someone else's identity as a method to gain financial advantages or obtain credit and other benefits.
Identity theft is the unauthorized use of another's personal or financial information to defraud an individual or entity into obtaining goods or services. The term 'personal or financial information,' typically refers to a person's name, address, credit card, bank account number, Social Security number, or medical insurance account number.
Identity theft involves obtaining somebody else's identifying information and using it for a criminal purpose. Most often that purpose is to commit financial fraud, such as by obtaining loans or credits in the name of the person whose identity has been stolen. [1]
Lastly, Rosen adds that there are rare situations when an employment background check uncovers a criminal report and it turns out the report was a result of identity theft.
Identity theft is the fastest growing fraud scheme in the United States, and it has devastating consequences if you fall victim to someone stealing your personal information, such as your social ...
When we think of ID theft, what usually comes to mind is some computer hacker gaining access to your credit card or bank account information online and then spending all your money. That's ...
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