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  2. How to write a letter of explanation for a mortgage - AOL

    www.aol.com/finance/write-letter-explanation...

    The letter of explanation addresses red flags that might derail your approval: why you were unemployed for a period of time or why there’s an unpaid balance on your credit report. Not every ...

  3. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    Credit repair is a $6.5 billion industry that's rife with fraud and scams. While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these are usually ...

  4. How a bad credit score can affect you - AOL

    www.aol.com/finance/bad-credit-score-affect...

    The consequences of bad credit can even extend to your job search or apartment hunt. since both employers and landlords want to work with people who have a history of managing money responsibly ...

  5. Letter of credit - Wikipedia

    en.wikipedia.org/wiki/Letter_of_credit

    Standby letter of credit (SBLC): Operates like a commercial letter of credit, except that typically it is retained as a standby instead of being the intended payment mechanism. In other words, this is an LC which is intended to provide a source of payment in the event of non-performance of contract.

  6. Credit rating - Wikipedia

    en.wikipedia.org/wiki/Credit_rating

    A sovereign credit rating is the credit rating of a sovereign entity, such as a national government. The sovereign credit rating indicates the risk level of the investing environment of a country and is used by investors when looking to invest in particular jurisdictions, and also takes into account political risk.

  7. How to Get an Apartment With Bad Credit - AOL

    www.aol.com/apartment-bad-credit-130031901.html

    How to Get an Apartment With Bad Credit. Steve Strauss, The Motley Fool. November 15, 2024 at 8:00 AM ... Gather letters of recommendation from previous landlords, employers, or even roommates.

  8. Bankruptcy risk score - Wikipedia

    en.wikipedia.org/wiki/Bankruptcy_risk_score

    The BNI 4.0 considers a consumer's credit balances versus credit limits as the most heavily weighted factor. It has a scoring range starting at 1 (low) and ends at 600 (high) with lower scores being a greater risk for filing for bankruptcy within the next 2 years. [ 4 ]

  9. Is no credit better than bad credit? - AOL

    www.aol.com/finance/no-credit-better-bad-credit...

    Key takeaways. Having bad credit is typically worse than having no credit whatsoever. No credit means you don’t have enough credit-related activity to generate a credit score, but bad credit ...

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