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  2. Americans fall further behind on debts, New York Fed finds - AOL

    www.aol.com/finance/americans-fall-further...

    But there were signs of stress elsewhere: The share of credit card balances more than 30 days past due hit 11.1%, the highest since early 2012. The total share of debt in delinquency inched up to ...

  3. Delinquency rates at highest level in almost 30 years - AOL

    www.aol.com/finance/delinquency-rates-highest...

    That’s according to new data from Fitch Ratings examining the percentage of borrowers at least 60 days past due on their loans in 2023’s third quarter. And some borrowers are at a higher risk ...

  4. 4 types of debt you can consolidate

    www.aol.com/finance/3-types-debt-consolidate...

    While one late payment still isn’t good for your credit score, it’s less detrimental to your credit health than if you were to have past-due payments on six accounts. Medical debt

  5. Arrears - Wikipedia

    en.wikipedia.org/wiki/Arrears

    The word arrears is used to mean "past due" when describing the past, omitted dividends on cumulative preferred stock. If a corporation fails to declare the preferred dividend, those dividends are said to be in arrears. The dividends in arrears must be disclosed in the notes (footnotes) to the financial statements.

  6. Debt buyer (United States) - Wikipedia

    en.wikipedia.org/wiki/Debt_buyer_(United_States)

    A debt buyer is a company, sometimes a collection agency, a private debt collection law firm, or a private investor, that purchases delinquent or charged-off debts from a creditor or lender for a percentage of the face value of the debt based on the potential collectibility of the accounts. The debt buyer can then collect on its own, utilize ...

  7. Debt collection - Wikipedia

    en.wikipedia.org/wiki/Debt_collection

    These terms vary widely from 'cash terms', meaning that the invoice is due immediately [citation needed], to many forms of 'credit terms' (for example 30 days from date of invoice). [4] Unpaid invoices are considered outstanding , and those which remain unpaid for periods longer than their 'terms' indicate are considered overdue .

  8. What is business loan default? - AOL

    www.aol.com/finance/business-loan-default...

    Default vs. delinquency. ... — from the seizure of your assets to less favorable bad credit business loans — do your best to make payments by the due date.

  9. Subprime mortgage crisis - Wikipedia

    en.wikipedia.org/wiki/Subprime_mortgage_crisis

    Historically less than 2% of homebuyers lost their homes to foreclosure. But by 2009 over 40% of subprime adjustable rate mortgages were past due. [1] Subprime mortgages grew from 5% of total originations ($35 billion) in 1994, [92] [93] to 20% ($600 billion) in 2006.