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2. Consumer Reports - Wikipedia

   en.wikipedia.org/wiki/Consumer_Reports

   Consumer Reports (CR), formerly Consumers Union (CU), is an American nonprofit consumer organization dedicated to independent product testing, investigative ...

3. Background check - Wikipedia

   en.wikipedia.org/wiki/Background_check

   A background check is a process used by an organisation or person to verify that an individual is who they claim to be, and check their past record to confirm education, employment history, and other activities, and for a criminal record. The frequency, purpose, and legitimacy of background checks vary among countries, industries, and individuals.

4. Comparison of free credit monitoring services - Wikipedia

   en.wikipedia.org/wiki/Comparison_of_free_credit...

   The chart specifies what is free, what kind of credit reports are included, and whether a full Social Security number is needed. According to the Federal Trade Commission, "AnnualCreditReport.com is the only authorized source for the free annual credit report." [1] [2] Care should be taken when providing a full Social Security number to any ...

5. What is credit monitoring? - AOL

   www.aol.com/finance/credit-monitoring-212027215.html

   A credit monitoring service can help you identify and reverse unauthorized changes to your credit report. Your credit card may offer this protection as a free benefit, or you may prefer to pay for ...

6. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   Fair Isaac is one of the major developers of credit scores used by these consumer reporting agencies. The complete way in which a consumer's FICO score is calculated is complex. One of the factors in a consumer's FICO score is credit checks on their credit history. When a lender requests a credit score, it can cause a small drop in the credit ...

7. Data aggregation - Wikipedia

   en.wikipedia.org/wiki/Data_aggregation

   Employee background check reports, which contain highly detailed information such as past addresses and length of residence, professional licenses, and criminal history, may be requested by eligible and qualified third parties. Not only can this data be used in employee background checks, but it may also be used to make decisions about ...