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24/7 Help. For premium support please call: 800-290-4726 more ways to reach us. Mail. Sign in. Subscriptions; ... as the best balance transfer cards offer up to 21 months interest-free.
0.99 percent intro APR on balance transfers for 12 months (11.24 percent to 18 percent variable APR thereafter) ... This card offers a low ongoing APR less than the current average rate.
A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can save you hundreds or thousands of dollars when financing large purchases ...
When I performed my balance transfer with the Citi Simplicity® Card* for $4,000, I had a balance transfer fee of $200 and an intro APR period of 21 months. So I divided $4,200 by 21 months and ...
Don’t forget to factor your balance transfer fee into the new balance on your card. This fee can be anywhere from 3 percent to 5 percent of your transferred balance, depending on the card.
If you were to transfer the balance to a 0% APR card with a 3% balance transfer fee and you increase your payments to $309, you’d pay off the debt in 12 months and save $241.
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