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For new policies, the FEMA Risk Rating 2.0 program started in October 2021. Existing policies began rolling into the new system as of April 2022 and as of April 2023, the plan is now fully ...
The Federal Emergency Management Agency (FEMA) defines the floodplain as the area that would be flooded by a base flood, [8] which is "the flood which has a one percent chance of being equaled or exceeded in any given year". In this sense, a base flood is synonymous with a 100-year flood and a floodplain is synonymous with a special flood ...
The term 100-year flood indicates that the area has a one-percent chance of flooding in any given year, not that a flood will occur every 100 years. [2] Such maps are used in town planning, in the insurance industry, and by individuals who want to avoid moving into a home at risk of flooding or to know how to protect their property. FIRMs are ...
In England and Wales, the Environment Agency requires a professional Flood Risk Assessment (FRA) to be submitted alongside planning applications in areas that are known to be at risk of flooding (within flood zones 2 or 3) and/ or are greater than 1ha in area, planning permission is not usually granted until the FRA has been accepted by the Environment Agency.
The commercial real estate industry faces an intensifying threat from flooding, which is likely to lead to billions of dollars in increasing costs, a new study
A home in Gilchrist, Texas, designed to resist flood waters survived Hurricane Ike in 2008. In the fields of engineering and construction, resilience is the ability to absorb or avoid damage without suffering complete failure and is an objective of design, maintenance and restoration for buildings and infrastructure, as well as communities.
The Biggert–Waters Flood Insurance Reform Act of 2012 was "designed to allow premiums to rise to reflect the true risk of living in high-flood areas." [5] The bill was supposed to deal with the increasing debt of the National Flood Insurance Program by requiring the premiums to reflect real flood risks. [6]
Academic discussion of urban resilience has focused primarily on three threats: climate change, natural disasters, and terrorism. [7] [8] Accordingly, resilience strategies have tended to be conceived of in terms of counter-terrorism, other disasters (earthquakes, wildfires, tsunamis, coastal flooding, solar flares, etc.), and infrastructure adoption of sustainable energy.