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CERSAI's was created to maintain a central registry of mortgages, where it contains the mortgage taken on a property along with certain details. CERSAI's mandate was extended in 2012 to start registration of security interests created through assignment of accounts receivables or factoring , through the passage of the Factoring Act, 2012.
The Securitisation and Reconstruction of Financial Assets and Enforcement of Securities Interest Act, 2002 (also known as the SARFAESI Act) is an Indian law.It allows banks and other financial institutions to auction residential or commercial properties of defaulters to recover loans. [1]
From November 12, 2013, the requirement of submitting information to CERSAI has been extended to all institutions and banks that are not covered by SARFAESI Act, 2002. The information to be submitted in respect of all the Equitable Mortgages created in favor of the institution on and from 31.03.2011.
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Merged to form Ministry of Food and Consumer Affairs with three departments - Department of Food & Civil Supplies, Department of Sugar and Edible Oils and Department of Consumer Affairs. On 15 October 1999, the new ministry was renamed as the Ministry of Consumer Affairs & Public Distribution, having the same three departments.
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The Shamrao Vithal Co-op. Bank Ltd. (SVC Bank) known as SVC Cooperative Bank Limited, is a scheduled bank in India that was established in 1906, being registered as a Co-operative Credit Society on 27 December 1906.
The Act provided a dual form of government (a "diarchy") for the major provinces. In each such province, control of some areas of government, the "transferred list", were given to a government of ministers answerable to the provincial council. The 'transferred list ' included agriculture, supervision of local government, health, and education.